General Residential and Vacant Land

Max LTV 80%
Lending Areas GTA and cities in Ontario with a population over 100,000
Beacon Score NONE – Adjusted LTV if < 580
Loan Amount $50,000 and up
Income Stated Income
GTS/TDS Reasonable loan servicing ability
Term 1 month to 12 months. (OPEN Terms Standard)
Amortization Interest Only Standard
Loan Ranking 1st and 2nd (3rd mortgage will be approved on a case by case basis)
Loan Purpose Equity-Take-Out \ Refinance \ Purchase
Interest Rate Contact your BDM for quote

Construction Loan

Max LTV 75% on “As-Complete” value or 75% on reasonable construction cost whichever is lower
Lending Areas GTA and surrounding areas
Beacon Score NONE – Adjusted LTV if < 580
Loan Amount $50,000 and up
Income Stated Income
GTS/TDS Reasonable loan servicing ability
Term 6 to 12 months. (OPEN Terms Standard)
Amortization Interest Only Standard
Loan Ranking 1st and 2nd
Interest Rate Contact your BDM for quote

Documents Check List (Click to Download)

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